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Mind the energy gap

Mind the energy gap: commercial landlords face a closing window on EPC compliance

A chilly draught is blowing through the commercial property market, as tightening EPC rules mean landlords must seal the gaps in energy performance before key deadlines shut them out of future lettings. Under current proposals, the minimum EPC (Energy Performance Certificate) rating for commercial properties is set to increase from E to B, with legal prohibitions on letting non-compliant buildings. For many landlords, this will demand significant investment and forward planning to avoid regulatory penalties or stranded assets. What’s changing and what’s at stake The Minimum Energy Efficiency Standards –…

Leaving Charitable Gifts in Your Will

Leaving Charitable Gifts in Your Will

Leaving a charitable gift in your will is an easy, impactful way to support causes you care about. Whether it’s a fixed sum, a specific item, or a share of your residuary estate, legacy giving can create a lasting difference — and it can be tax-efficient. Gifts to UK-qualifying charities are usually exempt from Inheritance Tax (IHT). Ways to leave a gift to charity Pecuniary gift: a specified sum of money to a named charity. Specific gift: a particular item (e.g. property, jewellery, artwork, shares). Residuary gift: all or a…

Law in England

What You Need to Know About Lodgers and the Law in England

Taking in a lodger can be a sensible way to earn extra income while making the most of spare space in your home. But before you offer a room, it’s important to understand the legal rules, the rights a lodger has, and your responsibilities as the homeowner. What Exactly Is a Lodger? A lodger is someone who rents a room in your home and shares facilities such as the kitchen, bathroom, or living room with you. Because you also live there, the arrangement is different from renting out a self-contained…

DIY Probate: The Hidden Risks in England’s Probate Process

When a person passes away, their estate - comprising property, money, and possessions - typically needs to be managed through a legal procedure called probate. In England and Wales, probate is the procedure by which the deceased’s will is proven in court and the executors are given authority to distribute the estate. If there is no will, a similar process applies through “letters of administration”. Although many people instruct solicitors to deal with probate, individuals can apply directly through the courts. This is often referred to as “DIY probate”. While…

Freehold vs Leasehold: Differences to be aware of

When purchasing a home in England, one of the first things you'll encounter is whether the property is being sold as freehold or leasehold. These terms describe the type of ownership you are acquiring and carry significant differences for homeowners. What is Freehold? If you purchase a freehold property, you own both the building and the land it stands on outright. Your ownership is not limited by time, and you are responsible for the upkeep of the property and the land. Freehold is generally considered the most straightforward form of…

B&C Blog

Artificial Intelligence: Where Does Accountability Lie When Things Go Wrong?

Artificial intelligence (AI) is quickly becoming woven into everyday life, shaping everything from how we access customer service and conduct legal research to how doctors diagnose and businesses make financial decisions. While its potential is immense, AI is not infallible. It can make mistakes, and sometimes those mistakes can have serious consequences. This raises an important question: who is responsible when AI gets it wrong? Why AI Gets Things Wrong AI systems are trained on data. If that data is incomplete, inaccurate, or biased, the results can be flawed. Even…

Joint Ventures

Joint Ventures: What They Are and What to Consider Before Entering One

In today’s complex and competitive business landscape, joint ventures (JVs) offer a compelling way for businesses to collaborate, expand into new markets, share risks, and leverage complementary strengths. But while the benefits can be significant, entering a joint venture without careful planning can lead to complications, disputes, and unmet expectations. This article explores what a joint venture is, outlines the key factors to consider before entering one, and offers guidance to help you set the foundation for a successful business relationship. What is a Joint Venture? A joint venture (JV) is a…

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