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terms and conditions

Checking all your T&Cs match up to the new normal

Companies should prioritise risk management in their approach to business and review their third-party relationships and contracts as the coronavirus pandemic continues. While the degree of disruption to supplies and staffing has settled since its initial peak, it is still fragile, and the future uncertain.  Staff are engaged in new ways of working and supply chains continue to experience pressures outside their control. With the pandemic reaching into every aspect of business, it is important to review practices, policies and processes to be sure they match up to the new…

FCA consults on additional guidance for mortgage providers in COVID-19

The Financial Conduct Authority (FCA) has announced proposals to ensure that firms provide tailored support to mortgage borrowers who continue to face payment difficulties due to coronavirus. The FCA has published a guidance consultation setting out further information for mortgage providers and COVID-19 affected borrowers. The FCA's proposals aim to support mortgage borrowers who have taken up payment deferrals and who continue to face financial difficulties. The proposals will also help those whose financial situation may now be affected by COVID-19 post lockdown. The draft (in consultation until 1 September)…

Changes to the Use Classes Order to give greater clarity and reflect the diversity of uses

The Government is making a number of changes to the planning process and one significant update is the changing of the categories of use in the Use Classes Order from 1 September 2020 in England. The aim is to make the Use Class a better fit to the current needs and diversity of uses on the high street and in town centres. The Town and Country Planning (Use Classes) Order 1987 will be amended to include 3 new classes and remove a number of the well-known ones. (See the chart…

What happens during a Sale of a Commercial Property

It's important when selling a commercial property, that you are aware of the process and documents required to complete the transaction and to satisfy the buyer. We have provided a brief summary of the steps taken by us as your solicitor when dealing with the sale of a commercial property: Step 1 After we have been instructed and the heads of terms have been agreed, we will prepare a draft contract which we will send to the buyer’s solicitor for approval. We will also provide up-to-date Land Registry title documents…

Commercial landlords – What are your obligations?

If you choose to invest in commercial property rather than domestic stock and then rent it out, then, as with domestic rentals, you have to meet certain obligations to both maintain the condition of the building and to look after the interests of your tenants. If you are thinking of moving into commercial property rental is to make sure you have a good solicitor on your side – one who’s well versed in the finer points of lease negotiation, commercial property and that all-important Landlord and Tenant Act 1927. Negotiating…

Huseyin Youssouf

Interview with Huseyin Youssouf of our Commercial property department

Interview with Huseyin Youssouf, Partner in our Commercial property department Q: How long have you worked at Bowling & Co? A: Since 1 January 2000, 19 years and counting. Q: What areas of law do you mainly deal with? A:Commercial property/ Finance, Businesses, High street shops, hotels, care homes, golf course as well as the usual plethora of investment properties and Residential property Q: What aspects of law first attracted you to the profession? A: From the outside it seemed like a prestigious, respected and well rewarded profession. I was…

Interview with Huseyin E. Huseyin our Senior Partner

Interview with Huseyin E. Huseyin our Senior Partner Q: How long have you worked at Bowling & Co? A: Since January 2004.  Q: What do you find interesting about the Commercial Property work you do? A: Every day is a different challenge. You certainly can say you learn something different every day. Q: Who or what inspired you to become Lawyer? A: Watching a popular series on the TV called 'Crown Court' (which ran from 1972 to 1984), a Court room drama - my mother subjected it to me almost…

Landlords must check they hit the spot with deposits

Claims for incorrectly handled property rental deposits are soaring and landlords should be alert to the danger and ensure they or their agents are complying with the legal requirements, if they want to avoid high penalties. According to figures from insurers, the number of claims relating to deposits peaked at 25% of all professional indemnity claims made by estate and letting agents in the first quarter of this year, up from just 3% last year 1.  The claims most often relate to a landlord lodging a deposit late or failing…

Tree Hugging: What is the law surrounding Tree Preservation Orders

Barely a day goes by without a local newspaper recording the infringement of a Tree Preservation Order (TPO). These are often accompanied by protestations from the accused claiming they had no idea that a TPO was in place and, more frequently, detailing the fines imposed against them. TPOs were introduced in 1947, giving local planning authorities the power to protect and preserve individual trees and woodlands. However, given the amount of prosecutions brought by local councils, it appears that this piece of legislation may not be fully understood by the…

Sign of the times – do you need planning permission for a sign?

Everyone knows that you may need planning permission if you’re extending your house, adding a new building to your business complex, or even putting up a large wall. But did you know that you may also need permission for a sign? It all depends on how big the sign is, and whether it’s an illuminated design or a simple temporary banner. If you want to display an advertisement on the front of your property that’s larger than 0.3sq metres then you might need to apply for advertisement consent. That’s not…

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